When NOT Using Credit Cards Can Hurt You

When NOT Using Credit Cards Can Hurt You

In our cash-only, debit-card world, many people believe they're making the smartest financial choice by avoiding credit cards entirely. I understand this thinking—credit cards can lead to debt, high interest rates, and financial trouble when misused. However, after years of helping customers navigate their financial journeys, I've learned that completely avoiding credit cards can actually damage your financial health in ways you might not expect.

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You’re Making More Money. Here’s How to Save

You’re Making More Money. Here’s How to Save

Congratulations! Whether you've received a promotion, landed a new job, or started earning additional income, making more money is always worth celebrating. But here's what we've learned from working with thousands of customers over the years: earning more doesn't automatically mean saving more. In fact, many people find their expenses mysteriously expand to match their new income—a phenomenon economists call "lifestyle inflation."

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