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Author: ayelenvanessa737@gmail.com
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Lumin Bank Announces Officer Promotions
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Lumin Bank Sponsors Arrowmont School Program
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Relief Fund In Place At Lumin Bank: How You Can Help
At our bank, we believe that banking is about more than transactions—it's about building stronger communities. Today, we're proud to announce the establishment of our Community Relief Fund, a direct response to the challenges facing our neighbors and the families we serve every day.
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When NOT Using Credit Cards Can Hurt You
In our cash-only, debit-card world, many people believe they're making the smartest financial choice by avoiding credit cards entirely. I understand this thinking—credit cards can lead to debt, high interest rates, and financial trouble when misused. However, after years of helping customers navigate their financial journeys, I've learned that completely avoiding credit cards can actually damage your financial health in ways you might not expect.
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Keep Your Children Safe from Financial Fraud
As financial crime becomes increasingly sophisticated and criminals target younger victims, protecting our children from financial fraud has never been more critical. At our bank, we see firsthand how these schemes affect families, and we're committed to helping parents safeguard their children's financial security—both now and in the future.
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You’re Making More Money. Here’s How to Save
Congratulations! Whether you've received a promotion, landed a new job, or started earning additional income, making more money is always worth celebrating. But here's what we've learned from working with thousands of customers over the years: earning more doesn't automatically mean saving more. In fact, many people find their expenses mysteriously expand to match their new income—a phenomenon economists call "lifestyle inflation."
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Help and guidance: Personal Financial Advice Service
Getting personal financial advice
A personal financial advisor helps individuals manage their money and plan for their financial future. Their duties include discussing financial goals, educating clients on investment options and risks, recommending investments, and planning for specific circumstances like retirement or education.